Our clients placing their trust in us to protect their property is a responsibility we take seriously. Here in the Pacific Northwest, especially in the Puget Sound region, natural disasters like floods, earthquakes, mudslides, and lahars are a concern for everyone.
You may not have been aware that your standard property policy does not protect you against these natural disasters. Please accept this as a friendly reminder to consider adding extended coverage.
Protection from catastrophic events
What would you do if our region was struck by a major earthquake, flood, mudslide, or lahar? As recent natural disasters have shown, the impact can be financially devastating.
If there was a localized act of God, could you pay for the damages and additional living expenses out of pocket? Could you depend on the government for assistance?
Federal assistance is usually only available if the affected area is declared a disaster area by the Federal Emergency Management Agency (FEMA), and assistance is provided in the form of loans or grants.
Under your current policy, you would not be covered
Your standard property policy DOES NOT include coverage for earthquakes, floods, mudslides, or lahars, but the coverage is available for most properties.
Here’s why timing is important: insurance companies may place moratoriums during impending disasters, preventing you from purchasing coverage at that critical moment. For example, waiting for rising water levels or heavy rains to buy flood insurance could leave you without coverage when you need it most.
We are here to help
Don’t wait until disaster strikes. Take control of your peace of mind by reviewing your current coverage and discussing your needs with one of our licensed insurance agents. We’re here to help you understand your options and ensure you have the protection you deserve.
For more information on how we can help you, contact [email protected] and we’ll have a member of our team get in touch with you shortly.
