Umbrella policies provide an extra layer of liability protection over other policies such as auto and home. Some folks mistakenly think umbrella coverage is only for the rich, but consider the following real-life events and see if one could ever apply to you:
- You are the cause of a car accident with multiple people having injuries incurring medical bills in excess of $1,000,000
- You are the cause of an accident involving a collision with a truck carrying $750,000 in cargo
- You are a chaperone on a field trip in which one of the kids is seriously injured or killed
- Children are playing paintball in your back yard and the neighbor is accidently shot in the eye, resulting in a $500,000 settlement
- A friend dives into your above-ground pool, resulting in paralysis and a $ 10 million lawsuit
We could all sleep a little better knowing we’re protected against life’s unforeseen circumstances. We can talk through your most critical needs and make sure you have the protection needed to rest a little easier. Life may be unpredictable, but your coverage sure doesn’t have to be.