As owner of a sport bike, a touring bike or a standard motorcycle, you know that safety and protection are paramount. And while you’re passionate about riding, we’re just passionate about making sure you get just the right coverage to ride with full peace of mind.
Liability covers your legal liability for an accident that causes bodily injury or property damage to others, up to the liability limit you choose.
Personal Injury Protection (PIP)
This coverage is often referred to as “no-fault insurance” because it provides coverage up to the policy limits regardless of whether you were the cause of the accident. Among other things, it provides coverage for medical bills, lost wages and other collateral costs.
Collision covers damage to your motorcycle in a variety of situations. Collision is usually required by your bank if your bike is financed.
Comprehensive covers damage to your motorcycle from accidents other than collision, such as fire, theft or vandalism. Comprehensive is also usually required by your bank if your bike is financed.
Uninsured Property Coverage (UMPD)
This coverage protects you against losses to your property if you are involved in an accident in which the other driver is uninsured or underinsured.
Uninsured Bodily Injury Coverage (UMBI)
This protects you against medical losses resulting from an accident caused by the other driver who is uninsured or underinsured.
Emergency Roadside Assistance
Provides emergency roadside assistance such as towing, jumping a dead battery or help with a flat tire if you find yourself in an unforeseen (and unfortunate) situation.