Basin Pacific

Boat & Watercraft


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Boat & Watercraft

Own a boat or a personal watercraft? Make sure you’re protected both on the water and on land. When you can rest easy knowing you have the right coverage to serve all your potential needs, you can enjoy time on the water even more.

Types of Boat & Watercraft Coverage We Offer

Liability Insurance

Cover your legal liability for an accident that causes bodily injury or property damage to others, up to the liability limit you choose.

Uninsured Boater

Uninsured boater is coverage that protects you against losses to your property or bodily injury if you are involved in an accident in which the other boater is uninsured or underinsured.

Medical Payments

Medical payments pays for the immediate medical expenses for injuries sustained in a boating accident. It’s a ‘no-fault’ coverage, which means that negligence does not have to be established for payments to be made. Covered people include the named insured and anyone in the boat at the time of the accident.

Collision Coverage

This coverage applies if you collide with another boat or object, even if that object is a floating log or submerged rock.

Comprehensive Coverage

This covers you if your boat is damaged by an event other than collision such as fire, theft or vandalism.

Personal Effects Coverage

This covers loss or damage to personal effects in the boat up to the limit you select. (Personal effects do not include items that are permanently attached to the vessel.)

Roadside Assistance

Roadside assistance provides towing to a repair facility when the towing vehicle or boat trailer becomes disabled.